Disputing Errors

Take Control of Your Credit

Found errors on your credit report? You're not alone - studies show that 1 in 5 consumers have errors on their credit reports. This lesson will teach you the exact process to dispute these errors and get them removed.

What You'll Master

• Documentation is Key: How to gather proof and build a strong dispute case
• The 30-Day Rule: Understanding credit bureau response timelines and your rights
• Dispute Letters: Templates and strategies for effective written communication
• Following Up: What to do if your first dispute is denied

Real Results

We'll walk through actual case studies where consumers successfully removed negative items, including:

• Late payments that were incorrectly reported
• Accounts that didn't belong to them
• Outdated information past the 7-year reporting limit

Your Action Plan

You'll get access to proven dispute letter templates and a step-by-step timeline for managing your disputes. Most errors can be resolved within 30-60 days when you follow the proper process.